The bank is well capitalised with our customer lending and investments under discretionary management now standing at over £1.5 billion.
Whilst standards in banking have come under increasing scrutiny, we have not found it necessary to change our business model or our belief in fairness, honesty, independence. With this in mind, we have embraced the work of the Parliamentary Commission on Banking Standards.
Our detailed results for the year to 31st March 2014 are set out in the following report.
